Credit Manager TWK Agri Piet Retief, Mpumalanga

Job Details

Division
Financial Services
Business Unit
Debtors
Minimum experience
Mid-Senior
Company primary industry
Agriculture
Job functional area
Finance

Job Description

TWK Agri has the following vacancy available: Credit Manager within the Financial Services Department in Piet Retief, Mpumalanga.

Job Summary

This role involves overseeing credit risk management, ensuring timely debt collection, leading a team of Credit Relationship Managers, and maintaining strong client relationships while safeguarding the financial interests of the company. It requires a deep understanding of credit principles, strong leadership capabilities, and the ability to navigate complex issues under pressure.

Responsibilities and Duties

Lead and mentor the Credit Relationship Management team, ensuring strategic objectives and performance excellence
Evaluate and manage credit risks across the portfolio
Oversee the entire credit approval process, ensuring adherence to company policies and reduction of non-performing loans
Collaborate with sales teams to develop tailored credit solutions
Foster and maintain strong client relationships to support cross-selling and upselling opportunities
Develop and implement strategies to minimise bad debt
Recommend debt restructuring or account handover while maintaining regulatory compliance and customer relationships
Lead the review, development, and implementation of credit policies and processes
Ensure credit processes align with industry best practices and regulatory requirements
Prepare and present monthly performance reports to senior management
Represent TWK Agri at Credit Bureau meetings and industry forums
Maintain strong relationships with internal departments, clients, and other stakeholders to enhance service delivery

Qualifications and Skills

Matric / Grade 12
Bachelor’s degree in Finance, Accounting, Business Administration or a related field
Honours degree in Finance, Accounting or related field
MBA or relevant professional certification (advantageous)
8–10 years of proven experience in credit risk management with senior leadership experience (advantageous)
Strong expertise in managing large credit facilities, ideally within the agricultural sector
Demonstrated experience in developing and implementing credit sales strategies
Strong analytical skills and proficiency in financial analysis
Excellent communication and negotiation skills with experience working across diverse stakeholder groups
High attention to detail and commitment to accuracy
Strategic thinker able to align credit management with company goals
Effective decision-making skills, particularly in high-pressure situations
Driver’s license (Code 08) and willingness to travel

Take the next step in your career with TWK Agri, a trusted leader in agriculture and beyond.

*The company can expire job adverts at any time at their own discretion.
**TWK Agri supports the principles of Employment Equity and reserves the right to prioritise candidates in line with our Employment Equity targets.

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Credit Manager
TWK Agri
Piet Retief, Mpumalanga
Permanent
Closing Date 13 March 2026