Supervisor – Lending

We are a financial consultancy seeking a hands-on Supervisor – Lending to manage daily lending activities. Working closely with a small team, the role ensures accurate loan origination, sound credit decisions, effective monitoring, and timely collections, while maintaining compliance and client satisfaction.

Responsibilities

Loan Origination and Processing

• Implement loan origination strategies with the lending team.

• Guide and support the team to ensure accurate and timely application processing in line with approved processes.

• Lead more complex loan transactions and reviews.

• Review and recommend funding applications, highlighting deviations, risks, and mitigants.

• Oversee legal agreements and conditions precedent.

• Review and recommend loan disbursements.

• Maintain accurate records of loan applications.

Monitoring and Collections

• Actively monitor loans post-disbursement in line with policies and guidelines.

• Oversee loan adjustments, extensions, and other post-investment support.

• Lead collections and recovery processes through internal and external resources.

• Minimise impairments and bad debts by implementing effective collection strategies.

• Maintain strong client relationships to ensure high satisfaction and low attrition.

Reporting & Compliance

• Prepare and deliver weekly, monthly, quarterly, semi-annual, and annual reports on lending activities to stakeholders.

• Ensure compliance with all applicable laws, regulations, and internal policies.

Organisation Development

• Lead, manage, and support the lending team to achieve goals and ensure client satisfaction.

• Encourage continuous learning, mandatory training, and personal development within the team.

• Contribute to policy and process development, ensuring alignment with market conditions and regulatory requirements.

• Support strategic projects, process improvement initiatives, and product development.

Requirements 

• Relevant degree or diploma.

• Minimum of 5 years’ experience in credit, ideally in lending.

• Strong analytical skills with keen attention to detail.

• Proven problem-solving abilities with excellent organisational and time management skills.

• Proficiency in Microsoft Office and general lending/credit tools.

• Sound credit judgement, with the ability to balance risk and return while providing well-structured risk mitigation solutions.

Benefits